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Occupiers Liability

Home » Occupiers Liability

ATE insurance cover for your clients involved in an accident in a private place/property such as a slip, trip or a fall, wishing to take action against the property owner without the worry of facing legal costs and disbursements.

Do you, or your practice, represent clients who wish to pursue claims against private property owners, for injuries sustained while on their premises? Not without challenge, in these claims, property owners are usually known to the client, presenting a potential barrier for the claimant.

Robust, ATE solutions help to make things easier and less stressful. While the property owner is usually covered by their own insurance in the event someone is injured on their premises, the claimant can still be concerned about costs. Our ATE solution takes care of this

Talk to us as soon as you can if you wish to represent a client pursuing an occupier’s liability claim. Our friendly, professional team will swiftly quote for and provide the most appropriate cover for you, to eradicate your client’s concerns.

Most disbursements incurred during a case are covered, crucial for where you are acting under a ‘no win, no fee’ agreement. Our cover also expands to the defendant’s costs and disbursements (the adverse costs) if your client is unfortunate and fails in their claim. As with nearly all our ATE policies, we offer premiums on a fully deferred premium and contingent basis.

Contact us for more details email info@palladiuminsurance.gg or complete the enquiry form on our contact page.

ATE Insurance

As an experienced provider of ATE insurance to lawyers and their clients, we are well aware that the profession also has a need for other client-facing legal indemnities. One of the most frequent requests we get from solicitors is for legal indemnities for conveyancing transactions.

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Conveyancing Indemnities

Palladium Insurance provide after the event insurance and conveyancing legal indemnities to solicitors. If you are looking for healthcare, personal, or motor fleet insurance for your company or employees, we recommend that you contact C & C Insurance Brokers to discuss your requirements.

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Palladium Insurance Ltd is a Licenced Insurer registered with the Guernsey Financial Services Commission (GFSC) under the Insurance Business (Bailiwick of Guernsey) Law 2002. The Company is registered in Guernsey (Company Reg. No. 62801) and who’s registered office is Second Floor, Block A, Lefebvre Court, Lefebvre Street, St Peter Port, Guernsey, GY1 2JP. Copyright © Palladium Insurance Limited Website 2026. All Rights Reserved.