Housing Disrepair
ATE insurance for the housing disrepair sector to protect your client while pursuing legal rights to property maintenance and quality of life.
If you have a client who is a tenant/claimant living in a rented property which has fallen into a state of disrepair, we are here with the robust ATE cover you need to support them in making a claim against their landlord.
We can support you with the relevant cover where the landlord/defendant is either a Housing Association or a Local Authority; unfortunately, we are not able to provide cover where the defendant is a private landlord.
All landlords have a legal obligation to maintain the structure and exterior of their properties to a reasonable standard of repair. It can cause extreme distress where a claimant experiences a landlord’s refusal to repair the property, impacting on their living conditions and seriously affecting their quality of life and, potentially, health.
Where the landlord has failed to repair identified faults, has not kept the property in a good condition, and refuses to fix a property, your claimant is able to force them to do the required repair works and also claim for appropriate compensation.
Damage to belongings, personal injury, and the inconvenience that have been caused by the disrepair to the claimant, are all grounds for claiming compensation, and there may be other relevant instances.
If housing disrepair is a sector you or your practice pursue, and your client has a case, we’re here for you, with the right ATE insurance cover, competitively priced. Get the reassurance and confidence your clients need to instruct you on a ‘no win, no fee’ basis.
For more details email info@palladiuminsurance.gg or complete the enquiry form on our contact page.
